West Bengal Health Scheme Portal Login:- Imagine a world where access to quality healthcare is not a privilege for the few but a protected right for all. This is precisely the vision behind the West Bengal Health Scheme (WBHS).

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Designed to reduce the financial strain of medical expenses, WBHS offers comprehensive healthcare support for state government employees, pensioners, and their families.
West Bengal Health Scheme Portal Login
From routine consultations to critical surgeries, this scheme ensures that health and financial security go hand in hand.
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In this article, we will delve into the intricacies of WBHS—how it works, who can benefit from it, and the steps to enroll. Let’s explore this lifeline for West Bengal’s government employees and retirees.
What is the West Bengal Health Scheme?
The West Bengal Health Scheme was launched in 2008 and restructured in 2014 as the West Bengal Health for All Employees and Pensioners Cashless Medical Treatment Scheme. This enhanced version integrates the original scheme’s provisions, broadening its scope and benefits. Under WBHS, cashless medical treatment up to ₹1 lakh is available at designated empanelled hospitals, offering a safety net for beneficiaries in times of medical emergencies.
Key Features of the West Bengal Health Scheme Portal
- Cashless Indoor Treatment:- WBHS provides cashless treatment at empanelled hospitals for expenses up to ₹1 lakh. Any additional costs must be borne by the beneficiary.
- Outpatient Department (OPD) Treatment:- Beneficiaries can claim reimbursements for doctor consultations, tests, and medications, ensuring routine healthcare is more affordable.
- Flexibility with Non-Empanelled Hospitals:- A percentage of expenses incurred at non-empanelled hospitals can be reimbursed, offering flexibility in choosing healthcare providers.
- Out-of-State Coverage:- WBHS beneficiaries can access empanelled hospitals outside West Bengal for specialized care, ensuring support even when traveling.
Key Benefits of the West Bengal Health Scheme Portal
Coverage includes over 1,000 medical procedures, ranging from major surgeries to minor treatments:-
- Specialized surgeries: Covered for up to 12 days.
- Major surgeries: Coverage for 7–8 days.
- Laparoscopic/Endoscopic surgeries and normal deliveries: Coverage for 3–4 days.
- Minor surgeries and OPD treatments: One-day coverage.
Diseases and Treatments Covered in West Bengal Health Scheme
The WBHS encompasses a wide range of ailments and treatments, including:-
- Dental Care: Endodontic (root canal) procedures.
- Chronic Illnesses: Rheumatoid arthritis, systemic lupus erythematosus, Crohn’s disease.
- Cardiac and Neurological Conditions: Heart diseases, cerebrovascular, and neurological disorders.
- Chronic Respiratory and Liver Conditions: COPD, hepatitis B/C, and related liver diseases.
- Cancer and Malignant Conditions: Comprehensive coverage for cancer treatments.
- Diabetes: Coverage for insulin-dependent diabetes.
- Renal Failure and Accidents: Dialysis and injury-related treatments.
West Bengal Health Scheme Eligibility
The following individuals are eligible for WBHS:-
- State Government Employees and Pensioners:- Serving and retired state government employees.
- Recipients of Medical Allowance:- Employees opting for the scheme through their medical allowance.
- All India Services Officers and Pensioners:- Serving/retired officers and pensioners.
- Family Members:- Includes spouse, dependent parents, children, and siblings of the eligible beneficiary.
West Bengal Health Scheme Enrollment and Registration Process
- Visit the Official Website:- Log in to the West Bengal Health Department’s portal.
- Select Enrollment Type:- Choose from categories like Government Employee, Pensioner, or New Hospital Registration.
- Provide Details:- Fill in personal, office, and family details.
- Upload photographs and signatures as per guidelines.
- Submit and Save:- Save the details and print the confirmation report for future reference.
West Bengal Health Scheme Application Form PDF Downloading
- Visit the portal’s “Downloads” section.
- Select the relevant category (Employee or Pensioner) and download the form.
How to Claim WBHS Benefits?
WBHS operates on a cashless model for treatments within the package limit. Here’s how beneficiaries can claim:-
- Present Cashless Card:- Show your cashless card during admission at an empanelled hospital.
- Authorization Request:- The hospital submits an authorization request to the Government Authorized Agency (GAA).
- Approval:- The GAA approves the request after scrutiny.
- Post-Treatment Submission:- The hospital sends the bill, medical report, and discharge summary to the GAA.
- Verification and Payment:- Upon verification, the GAA transfers the approved amount directly to the hospital.
West Bengal Health Scheme Cashless Hospital List
Some of the prominent empanelled hospitals include:-
- Apollo Gleneagles
- Ruby General Hospital
- Medica Super-specialty Hospital
- R N Tagore International Institute of Cardiac Sciences
- Desun Hospitals and Heart Institute
- Calcutta Medical Research Institute
- Always confirm a hospital’s empanelment status on the WBHS portal before availing of services.
How to Apply for West Bengal Health Scheme?
- Visit the Official Website:- Log in to the West Bengal Health Department’s portal.
- Select Enrollment Type:- Choose from categories such as Government Employee, Pensioner, or New Hospital Registration.
- Provide Personal Details:- Fill in personal, office, and family details accurately.
- Upload Documents:- Upload required documents like photographs and signatures as per the guidelines.
- Submit and Save:- Save the details and print the confirmation report for future reference.
Conclusion
The West Bengal Health Scheme is more than just a health insurance program—it is a testament to the state’s commitment to its employees and retirees. With comprehensive coverage, cashless treatment facilities, and a seamless claim process, WBHS ensures healthcare remains accessible and affordable.
By understanding its features, benefits, and registration process, beneficiaries can make the most of this invaluable scheme. In a time of rising medical costs, WBHS stands as a beacon of support, prioritizing health and financial security for thousands of families in West Bengal.